Independent finance brokers in Melbourne

Straight answers on what you can borrow.

Home loans, commercial finance, construction and development lending.
No bank owns us, so we compare over 300 lenders and recommend the one that suits what you’re actually trying to do.

I Want to Buy a Home

I Need Business Finance

I'm a Property Investor

SERVICES

How We Can Help

Finance across residential, commercial and development, with brokers who’ve structured the hard deals as well as the simple ones.

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Commercial Finance

Construction, development, commercial property and cash flow lending. We know how a funder reads a feasibility, and we package deals so they get answered rather than shelved. Access to over 130 commercial lenders, private funders included.

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Home Loans

First home, upgrade or refinance. We compare options across more than 300 lenders, explain the trade-offs in plain English and run the file through to settlement.

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Investment Loans

Build a portfolio that holds up. Competitive variable and fixed-rate investment lending, plus advice on borrowing capacity, equity release and how each purchase affects the next one.

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Equipment Finance

Vehicles, machinery and business equipment. Competitive rates, quick approvals and terms that flex, so a growth decision isn’t sitting around waiting on a finance decision.

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Private Credit

Non-bank and private lending for borrowers who need to move fast or need a structure the majors won’t write. Bridging loans, mezzanine finance and short-term facilities.

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General Insurance

Cover for the assets sitting behind the loan. Home, landlord, business and motor vehicle insurance arranged through one adviser who already knows your position.

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Specialists in construction and development finance. Projects funded across Melbourne, Sydney, Brisbane, Adelaide and Canberra.

WHY CHOOSE US

Why Choose Roc Brescia Financial Group

Independence gets you a better result. Here’s what that looks like in practice.

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Truly Independent

No bank owns us. What we recommend comes down to what works for you, not to whose product we’re expected to move this quarter.

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Over 300 Lenders Major banks, more than 130 commercial lenders and a panel of private funders. More options across residential, commercial and development finance means fewer dead ends.

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Deals Others Have Passed On Self-employed income. Construction drawdowns. Multi-security structures. Tight settlement windows. Complexity is where a broker earns their keep.

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One Point of Contact

You deal with your broker, not a call centre. Same person from the first conversation through to settlement, and every year after when the loan needs another look.

Meet Our Brokers

Experienced finance people who’ll tell you where you stand.

Maurizio Serapiglia, Director

Maurizio works across commercial, construction and development finance, with deep experience on the build side of property.
Clients get a broker who reads the project as well as the loan: the draw schedule, the contract and where a lender is going to push back.

Craig Dres

Craig runs the group’s lending practice across residential and commercial finance. He has a reputation for structuring deals other brokers have handed back, and for saying plainly when a deal shouldn’t go ahead.

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LENDER PANEL

We Work With Australia’s Leading Lenders

TESTIMONIALS

What Our Clients Say

Homeowners, investors, developers and professionals across Melbourne.

“They found us a rate we didn’t think was possible and handled everything from application to settlement. We never once had to chase anyone for an update.”

name
First Home Buyer, Melbourne

“Two other brokers told us the development finance couldn’t be done. These guys structured it. They understood the build as well as the numbers.”

name Property Developer, Melbourne

“As an accountant I refer clients here without hesitating. The lender access means my clients get looked after and I always know where things stand.”

name CPA, Accounting Firm Principal

Frequently Asked Questions

How is a broker different from going straight to my bank?

Your bank can only sell you its own products. We compare over 300 lenders and put your application to the one most likely to approve it on good terms. We also handle the paperwork, chase the lender and manage the file to settlement. In most cases it costs you nothing directly, because the lender pays our commission.

What documents do I need?

Usually photo ID, recent payslips or two years of financials if you’re self-employed, three to six months of bank statements, plus details of your existing debts and living expenses. We’ll send a checklist built around your situation so nothing gets asked for twice.

How long does approval take?

A straightforward home loan is often conditionally approved inside a few business days. Commercial and development finance takes longer, usually two to six weeks depending on valuations and how complex the security is.
We’ll give you a realistic timeline at the start rather than an optimistic one.

Do you handle commercial and development finance?

Yes. It’s a core part of what we do. Construction, land subdivision, commercial property purchase, refinance and cash flow facilities, including private and non-bank funding where the majors won’t lend.

What does it cost me?

For most home loans, nothing. The lender pays us a commission and we disclose it to you in writing. Some commercial and specialist deals carry a broker fee.
If yours does, you’ll know the amount before we start work.

Have a different question? Get in touch.

Ready to Find the Right Loan?

Book a free consultation with one of our brokers. No obligation and no pressure. Just a straight read on what you can borrow and what it should cost you.

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Are you a referral partner? Learn about our partner program.